Our Credit Repair Services

Repair the Health & Accuracy of Your Credit Report

You don’t have to live with errors and inaccuracies on your credit reports. You have rights, and here at Illinois Credit Services, our mission is to work with you give your credit a chance to be 100% accurate and 100% verifiable.

Credit repair can remove errors holding back your credit, which is a great start, but we go above and beyond the dispute process. By taking the time to understand your credit and needs, we provide advice and information to help you build positive credit when necessary, advise on how you can manage your balances, and make smart moves to maximize your credit.

We Are Here to Help

Get Started Today!

NO Upfront Fees! No payment for 14 days!

Our Credit Repair Process Process

Analyze Your Reports

We will analyze all 3 credit reports to create a personalized plan to dispute items that are inaccurate or unverifiable.

Create Dispute Letters

You are part of the process. Letters will be written to dispute the items you inform us are inaccurate or erroneous.  We will email the letters to you for your review.

Expert Advice

Get professional, expert advice on the best steps you can to take towards improving your credit.

Building Credit

You can have access to the information, strategies, and resources on how you can build a strong credit profile.

The Credit Repair Timeline

You can start seeing results in your credit in as little as 30 – 45 days. On average, our clients choose about 5 – 6 months of our services but it is ALWAYS up to you how long you choose our services.  Here’s how it works:

Fill Out the Enrollment Form

We promise to fight for your rights to have an accurate credit report with every tool and expertise we have.

Support Onboarding Call

Speak with our team to verify your information and submit your documents to begin the credit repair process.

Round 1 Disputes

Your first round of dispute letters are created and emailed to you for review.  You have the option to sign and mail the letters to the credit bureaus and/or creditors to start the dispute process.

Investigation Process

ABOUT 30 to 45 DAYS

According to the FCRA, the Bureaus have 30 to 45 Days to investigate and respond to the disputes that are sent to them.

Results & Reconciliation

YOU receive the results! Once your dispute results are reviewed or we have reviewed your updated credit reports, we will log your results and update you on the results of the process.

Additional Steps

Additional dispute letters may need to be created (when appropriate) and sent to you for review. As always, you have the option of signing each letter and mailing them to the credit bureaus and/or data furnisher.

Results & Reconciliation

YOU receive the results! Once your dispute results are reviewed or we have reviewed your updated credit reports, we will log your results and update you on the results of the process.

Additional Steps as Needed

We escalate the dispute process as needed to ensure your rights to an accurate credit report.  We are not attorneys and not a law firm.

STOP Whenever YOU Want

TIME: 5 - 6 MONTHS TOTAL (AVERAGE)

On average, our clients choose to keep our services about 5 – 6 months!  Many clients choose less and many choose more…it is always up to YOU!

What Results You Can Expect

Your credit situation is unique to you which means the results and outcome from your credit repair will be unique to you as well. With that being said here is exactly what you can expect as a client with Illinois Credit Services:

Passionate Advocates

We promise to fight for your rights to have an accurate credit report with every tool and expertise we have.

Transparency

Good or bad…we will always give you the honest answer.

Expert Service

By utilizing our years of expertise, we provide you the services and support you need.

A Team That CARES!

We take your credit personally and it shows! From the attention to details in our support to the correspondence from our Processing Team, we are with you the entire way.

Find Out What's on YOUR Credit Reports

Order All 3 Credit Reports and Scores Now!

(This is an Identity IQ Affiliate Link - We Do Make a Small Fee)

Repair The Health & Accuracy of Your Credit Reports

Get professional help with your credit today. We are here to answer your questions!